Business Cash Advances are Your Best Alternative to Small Business Loans or Unsecured Business Loans.

Qualifying for a small business loan in today’s economy is difficult, but a Merchant cash advance can be an easy alternative. A typical business loan involves many hurdles for a small business owner, including excessive paperwork, a lengthy approval process, low approval rates, collateral and personal guarantees for security, fixed monthly payments, and restrictions related to use of funds.

Business Cash Advances
By comparison, Genesis business cash advance offers a streamlined process that provides a simple one page application and immediate access to unsecured funding from $2,500-$250,000. You will further benefit from high approval rates(95%), minimal credit requirements (500 or better), and a flexible repayment process that is directly tied to your business’ sales volume. All of these features provide you with immediate access to working capital funds that you can use for any business purpose.

Business Cash Advances are based on merchants’ future credit card sales and are an easy business loan alternative which provides unsecured working capital for small businesses up to $250,000. Genesis merchant cash advance programs are convenient, fast and easy way to get the money you need for your business exactly when your company needs cash most. Based on future credit card transactions, we provide your business with the money in advance and without the strict requirements of most traditional small business loans. Good credit, security collateral and a long business history are the common requirements of conventional small business loans, which is not available to all business owners. The business advance is a perfect alternative for people with bad credit.

A merchant advance allows you to leverage the greatest untapped asset you have… your future sales!

The concept is simple. We will pay you for your future credit card sales up front. As transactions roll in we get paid back with a small fixed percentage of those daily credit card receipts.

•    No Closing Fees
•    95% approval rate
•    Up to $250,000
•    Tax deductible
•    No collateral
•    No financial/tax returns required

•    Fast approval
•    No application or startup costs
•    No hidden charges
•    Not personally liable
•    A-B credit not required
•    No bills to pay

It allows a merchant to get the funds they need today based on future sales down the road. Basically, a business cash advance lender will supply funds of up to 150% of the merchant’s monthly credit card transactions.  If your business processes $10,000 a month in credit card sales, you would be eligible for a cash advance of $15000. The financing of a business cash advance is based on credit card processing transactions, and payment is expected off the future credit card receivables.

Are there any hidden costs?
Unlike traditional bank loans which come with origination, prepayment, application and annual fees, there are no hidden fees or costs associated with a business cash advance. What you see is what you get! A business cash advance lender will give you A and you promise to pay back B. This is why so many small businesses are opting for business cash advance financing over small business loans.

What are the advantages of a business cash advance?
A small business owner can leverage credit card sale receipts to make necessary upgrades, expand, or get the capital the business needs to thrive.  For example- a business owner wants to expand to the other side of town and is currently making $100000 in credit card sales per month.  A business cash advance could give the owner the funds necessary to expand off the credit card sales. If the same owner approached a bank it would be extremely difficult, the owner would have to prove how long they have been in business, have impeccable credit, and great financials. In the cash advance industry it becomes a win-win situation, the business owner gets the funding it needs to expand and the business cash advance provider gets a chance to finance the expansion. More and more, small business owners are getting funding through business cash advances-why not apply today?

Contact Genesis Capital Enterprises for your Business Cash Advance today!